Tips & Guides

Tips on ‘Buy Now, Pay Later’ Plans

Consumer alerts

Tips on ‘Buy Now, Pay Later’ Plans

Complaints are soaring about the “Buy Now, Pay Later” financing schemes that businesses increasingly are offering as an alternative to up-front payments in full. Consumers making purchases as small as $50 online are often offered these payment plans, which can turn into debt traps. Here are some tips to avoid the interest and fees that often come with these “deals.”

Tips & Guides  

Dark Patterns: A step-by-step guide to protect your privacy on your phone

Consumer alerts

Dark Patterns: A step-by-step guide to protect your privacy on your phone

Apps and social media are a part of everyday life. They help us stay connected to the world around us. But it can be easy to overlook the risk involved with making personal information accessible online, especially when that information can be recorded, and bought and sold, by the companies running the apps. You can take some control by changing your account settings. Finding exactly where those settings are can be difficult, so here are some recommendations and step-by-step instructions for how to set up your accounts and devices for four popular apps: Instagram, Facebook, YouTube, and Twitter.

Tips & Guides  

Surprise Billing Patient Protections

Health care

Surprise Billing Patient Protections

One in five insured Americans who have surgery or visit an emergency room receive a surprise medical bill. Surprise medical bills occur when patients get “balance billed” for the difference between what their insurer covers and what an out-of-network provider charges. Often, patients don’t know that the provider who treated them was out-of-network until they’re at home, recovering, and they receive a medical bill for hundreds or even thousands of dollars that their insurance company isn’t obligated to pay. See our tips to help you know and use your rights.

Tips & Guides  

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