Guide to Wall Street Reform

From credit cards to home mortgages to student loans to bank fees, the practices of Wall Street reach into the living rooms, dorm rooms and wallets of virtually every Oregonian, from cradle to grave.The landmark Wall Street Reform and Consumer Protection Act of 2010 was the country’s first major overhaul of the rules of the financial marketplace in over 75 years.

However, the effectiveness of the new law will be determined by a complex sequence of rulemaking done largely out of the public eye, in forums richly staffed by lawyers and lobbyists representing the country’s financial giants.

This Guide is intended to help the public understand the specific ways Wall Street Reform will affect them — and how to participate in the law’s implementation.