Explainer
Credit freezes FAQ: You can prevent a fraud nightmare in 20 minutes
Freezing your files protects you not just from someone fraudulently opening a credit card or applying for a loan in your name. It also can prevent someone from accessing your tax records with the Internal Revenue Service (IRS) or opening a Social Security account using your information or potentially launching a slew of other problems.
The worst consumer problem: Fraud / Identity Theft
One in 20 people was a victim in 2019. Account takeovers, which involve a criminal gaining access to an existing account, soared by 72 percent in 2019.
Credit freezes FAQ: You can prevent a fraud nightmare in 20 minutes
Freezing your files protects you not just from someone fraudulently opening a credit card or applying for a loan in your name. It also can prevent someone from accessing your tax records with the Internal Revenue Service (IRS) or opening a Social Security account using your information or potentially launching a slew of other problems.
COVID-19 vaccines, tests and treatments are peddled in new scams
Con-artists are preying on people's fear of the virus or their desperation for money. Follow these tips to avoid getting ripped off or dealing with identity theft.
Nursing home safety during COVID: PPE shortages
Thousands of nursing homes nationwide are dealing with horrific shortages of masks, gowns and other items they need to protect residents, workers and the broader community from COVID-19. And seven months into this pandemic, the shortages have actually become much worse.
Auto Loan Complaints Rise
Pandemic worsens existing consumer problems with car buying in CFPB data
Is your mortgage forbearance ending?
If you’re one of the 3.6 million homeowners in forbearance and entered a program in March when Congress passed a law protecting homeowners, your initial six-month forbearance will end in a few weeks.
Is your mortgage forbearance ending?
If the COVID-19 pandemic affects your ability to pay, here’s what you need to know
5 Factors that Determine your Credit Score
Here are the factors that determine your credit score and the steps you can take to improve it.