Fraud involving peer-to-peer payments continues to be a problem. Zelle, PayPal, Venmo, Square, etc. can all be risky to use if you don’t know who you’re dealing with. It’s almost impossible to get money that you actually send, back in your account.
See our tips guide on the pros and cons of paying different ways — credit cards, debit cards, checks, p2p, cash or online through your bank.